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* **Pengendalian Hama dan Penyakit**: Lakukan pengecekan secara berkala untuk mengendalikan hama dan penyakit yang mungkin menyerang umbi selama penyimpanan. Jika ditemukan hama atau penyakit, segera lakukan tindakan pengendalian yang tepat.
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Your payment history is the single most significant factor influencing your credit score. It makes up about 35% of your FICO score. This includes paying your bills on time, every time. Late payments, missed payments, or even defaults can significantly lower your credit score. Lenders want to see a consistent track record of timely payments, showing that you're reliable in fulfilling your financial obligations. Even one late payment can have a negative impact, so setting up reminders or automatic payments can be a game-changer.
